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  • March 7, 2018

    xMod and Worker’s Compensation

    Although standards vary from state to state, most businesses are usually required to offer their employees Workers’ Compensation.   This type of insurance is a major investment for businesses to make, so it is important for employers to know how their premiums are calculated.  The experience modification factor, sometimes shortened to xMod, plays a significant role…

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  • March 7, 2018

    RTW Program Fundamentals

    Workplace accidents and injuries happen all of the time, across the span of every industry.  The results of these accidents can be quite expensive for employers, employees, and insurers. When a company implements a Return To Work program, employees who have suffered an on-the-job injury are provided with the opportunity to earn their regular wages…

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  • March 20, 2017

    Most Common On The Job Injuries

    Work place accidents and fatalities occur every day. In 2015, 4,836 work-related employee fatalities were reported; that’s more than 93 a week or over 13 deaths a day. Fatalities related to work accidents are particularly high among Hispanic or Latino employees. And, fatalities are especially high in the construction field. Fatal work injuries involving contractors…

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  • October 10, 2016

    Workers’ Compensation Claims and the Hidden Costs

    There are obvious costs associated with a Workers’ Compensation claim. These can be evidenced by the medical expenses and wage replacement payouts when the claim occurs, as well as the impending increase in Workers’ Comp premiums in response to the claim. However, as significant as these costs are, they make up only a portion of…

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  • September 30, 2016

    Workers’ Compensation: Just the Facts Ma’am

    Workers’ Compensation is a complex subject.  Laws vary from state to state and different circumstances yield different outcomes for individual claims.  In an effort to make the topic more digestible, I’d like to rehash some of the basics. What is Workers’ Compensation? Workers’ Compensation is a form of insurance providing wage replacement and medical benefits to…

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  • June 27, 2016

    Workers’ Compensation: Who Needs It?

    A safety-net for employees and employers alike, workers’ compensation is implemented as a safeguard for the worst case scenarios that take place at work. When a worker gets injured on the job, rather than sue the employer, they can file a claim for compensation with the employer’s insurance company. This is a no-fault benefit system…

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  • June 23, 2016

    Fitness Rant: The Myths

    Fitness fanatics and health nuts, this one is for you. Why is it that myths and misinformation reign in the world of health and wellness? It is so easy to get caught up in the latest ‘fitness craze’ or ‘miracle diet’ and why wouldn’t it be? I mean after all, it was featured in your…

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  • June 22, 2016

    Workers’ Compensation: Past & Present

    Pirates, yes that’s right, workers’ compensation programs can be traced back to pirates. An odd source but the first historical accounts of any workers’ compensation program are found aboard pirate ships, covering those that sailed them. The program itself was vastly different from modern workers’ compensation as it was used for maintaining motivation in the…

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  • June 14, 2016

    What Is Workplace Violence?

    Some 2 million American workers are victims of workplace violence each year. Workplace violence can strike anywhere, and no one is immune. Some workers, however, are at increased risk. Among them are workers who exchange money with the public; deliver passengers, goods, or services; or work alone or in small groups, during late night or…

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  • June 14, 2016

    Traffic Work Zone Safety

    Transportation incidents and workers struck by vehicles or mobile equipment account for the highest number of fatal work injuries, according to the Bureau of Labor Statistics. Workers such as emergency responders, clean-up, utility, demolition, construction, and others in areas where there are moving vehicles and traffic are exposed to being struck-by moving vehicles. Work zones…

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  • June 7, 2016

    Small Business Safety

    When it comes to creating a safe and healthful environment for any business, large and small, everyone must make safety a top priority. Employers must take responsibility for implementing proper safety procedures and training while employees hold themselves responsible for following safety expectations. A common goal and commitment to safety will ensure fewer injuries, illnesses,…

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  • June 6, 2016

    The Cost of Going Organic

    So you’re in the midst of going organic or have considered it, but the cost has you reconsidering. One would think that buying organic would cost less than conventional foods since the production is spared the cost of chemicals, synthetic pesticides and antibiotics. However, as many have discovered, organic products typically cost 20% to even…

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  • June 2, 2016

    Call Tree – An Emergency Must

    If an emergency occurs at your business, you need to use a CALL TREE to relay critical information in the fastest, most efficient way possible to emergency responders and your employees.

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  • June 2, 2016

    Injury and Illness Prevention Program

    Injury and Illness Prevention Programs are a set of self-imposed protocols that can substantially reduce the number of workplace injuries and alleviate the associated financial burdens on U.S. workplaces. Every day, 12 workers die on the job. Over 4,500 workers die every year while at work. 4.1 million workers suffer serious job-related injuries or illnesses….

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  • June 2, 2016

    Allergies – Avoiding the Discomfort

    Approximately 40 million people in the U.S. have been diagnosed with severe allergies and if you include the individuals with asthma, it grows to 66 million. That is over twenty percent of the population. The chances that your fellow employees and customers might have severe allergies are quite high.

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  • June 2, 2016

    Hearing Conservation

    What is occupational noise exposure? Noise, or the presence of unwanted sounds, is one of the more inescapable job hazards causing occupational health problems. Exposure to high levels of sound can cause hearing loss and in some instances, harmful health effects as well.

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  • June 1, 2016

    What’s Right For You? – Fitness Rant

    Fitness fanatics and health nuts, this one is for you. Why is it that myths and misinformation reign in the world of health and wellness? It is so easy to get caught up in the latest ‘fitness craze’ or ‘miracle diet’ and why wouldn’t it be? I mean after all, it was featured in your…

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  • May 26, 2016

    Reducing the Risks – Personal Protective Equipment and Bloodborne Pathogens

    Hepatitis B, hepatitis C, and human immunodeficiency virus (HIV) are just a few bloodborne pathogens that many are occupationally exposed to. It can be quite stressful when these are the risks you face every day you show up to work. However, minimizing the potential for exposure is possible with right personal protective equipment.

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  • May 24, 2016

    Got An Excuse? Well, Not Anymore

    With the growing interest in our Health & Wellness segments, we decided to launch a new Blog Series with related topics in mind. We hope to cover everything from eating and fitness trends to general rants about leading a healthy lifestyle. You may be wondering why we are branching off in this direction, I mean…

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  • May 17, 2016

    Awkward Postures

    If you have to work for prolonged periods of time in an awkward position, you know the strain it puts on your body. These alternatives may just be the answer you are looking for…

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  • May 12, 2016

    Enjoy Your Breathing Responsibly

    We are going to go over some different types of Respirators that you might see out there in the workplace. But before we begin lets go over that if respirators are used at your workplace, it is required that there is a written respirator program. We will assume that this is active and in place.

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  • May 11, 2016

    PPE Basics – Employee Responsibilities

    We will attempt to make this interesting however, understand that Personal Protective Equipment is a very serious matter. Let’s start off by addressing the employee’s responsibilities. All employees must play an active role in creating a safe and healthy workplace and comply with all the applicable safety and health rules. All employees must study and…

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  • May 6, 2016

    Put to the Test

    Here it is, Step 6. In this step we address the right way to design and execute your plan. This plan will be designed to map out the technical and organizational changes needed on a smaller, pilot scale, before fully implementing the alternative. This step will help you test and evaluate the change in order…

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  • May 5, 2016

    Narrowing Your Results

    We are well on our way to wrapping up this blog series. Step 5 is next on our list and we will be discussing how to objectively weigh the pros and cons of the safer alternatives that have been selected for your workplace. This step will help you organize information on hazard, cost, and performance,…

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  • May 4, 2016

    The Alternative Assessment

    Here it is, part 4 of our 7 part blog series explaining the process for transitioning to safer chemicals in your workplace. This step systematically compares the hazard, cost, and performance of the different alternatives you identified in step 3.

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